Are you a grown-up American? Do you vote? Then plz take three minutes to get yr head around “marginal tax brackets”🇺🇸🌟

WaPo-wrong-on-tax-brackets2About half of all Americans fundamentally misunderstand how U.S. “tax brackets” work.  (Ironically, those in the traditionally “fiscally conservative” party are significantly more likely to fundamental misunderstand our tax system.)  As a result, many, many, many Americans argue and vote against both public interest and their own interest, with the sole beneficiaries being the extremely rich (both human and corporate).

Now’s the time to get your head straight.  The Twitter thread embedded below lays it out nicely, as does this article from the Washington Post (which takes just three minutes to read, and even explains why we use this somewhat counter-intuitive and often confusing tax bracket scheme).

This is your Civics homework for today.  It’s pretty easy.  I’m sure you’ll get a gold star!🌟

Wanna keep your New Year’s Resolutions? Quick trick: DO less, EAT more (trust me; this is legit)

I’m not natively a “New Years resolution person”—but as a freelancer, I live and die by forming and keeping good habits. Over the years of not starving to death or losing our home, I’ve learned a few shortcuts to faking a disciplined life. Principal among these:

Do LESS to Earn MORE, Eat MORE to Weigh LESS——a quick-n-easy “happiness hack” 

This principal principle is super-duper useful for addressing the two most popular New Year’s resolutions:

  1. do/earn more (e.g., start this side hustle, take up that hobby, hit the gym, etc.)
  2. lose weight

#1 Do LESS to do MORE: The “Stop Doing” List

For Resolution Type #1 (which require doing more with the same number of free hours that already feel over-packed), the usual approach is to try to cram in one more thing.

That is obviously destined for failure. You aren’t going to suddenly have more free hours or more energy just because you added one more item to your calendar.

Instead sit down for 10 minutes, uninterrupted, in complete silence.  This is vital, and insanely hard.  For real, lock yourself in the bathroom or sit in your car in the grocery store parking lot or go to the laundry room—whatever it takes to get a solid 10 minutes without distraction.

Take a hard look at what you do on the daily—especially what you do with your phone in your hand—and ask yourself if you really love doing that stuff, or if it is vital to you earning a living.

Now write a quick “Stop Doing” List.  This is a bulleted list of things that just really aren’t worth your time or attention.  Just an example, if I glance at YouTube, I end up loosing an easy 20 minutes watching video compilations of old Vines or “Wins/Fails.”  I don’t even really like those videos; I’m just stressed out, so I glance at YouTube, and YouTube knows what I watch, and there’s a whole endless scrolling list of distractions and . . . and I don’t enjoy it, it’s no good for my family or my business or my bank account.  There’s no point to it. It is time squandered.

So, Funny Fails are on my “Stop Doing” List.  So are:

  • Reading news items about celebrities who cannot call in air strikes
  • Looking at Google News and just reading headline after headline after headline without clicking
  • Facebook in general
  • Looking at my Roth IRA more than quarterly
  • Finishing a book/movie that I’m not eager to finish
  • Looking at email on Saturday (I’m a freelance writer, not a doctor or cancer researcher—no one lives or dies because I made them wait until business hours)
  • Fundraising at my kids’ schools (I know that’s controversial, but I’ve get mental health issues that make those sorts of social things literally insanely stressful for me; I earn enough to happily donate double what the PTO suggests if it means skipping shilling gift wrap or popcorn or whatever)

If your resolution is to work in a 20 minute walk every day, trust me, you can find those 20 minutes easily just by cutting out two or three phone-based distractions alone.

 

#2 Eat MORE to weigh LESS: Apples

When it comes to things we like but are bad for us (cheap pizza, salty snacks, pricey coffees, etc.), the usual advice is to cut back.  We resent this for a variety of deeply ingrained psychological reasons (from loss aversion to just plain perversity).

So don’t cut back; load up on Good Stuff instead.

Need to lose weight?  Don’t say “I have to cut out cookies” or “I have to cut calories.” 

Instead, say “I have to eat a ton of fruit.” 

Any damned fruit you like—sweet n’ juicy berries, melons, bananas, grapes, carrots (veg is fine, too).

But, two important things:

  1.  Not fruit juice! Those juices are as sugary as soda pop.  You need the fiber of the fruit for this to work (plus, whole fresh fruit is cheaper).
  2.  No human EVER got fat gobbling apples, and no pre-diabetic EVER insulin crashed on baby carrots. Every time I mention this strategy, someone warns me about how much sugar is in fruit—which is true—but it doesn’t hit your bloodstream (and pancreas and belly) like refined sugar.  Your body has to work to process it.  If you eat real whole fruit and veg you can gorge yourself and be fine.

Buy your chosen fruit or veg by the sackful.  Take some with you every time you leave the house.  Pack it with every lunch.  Every time you’re hungry, start with whatever your chosen fruit/veg is.  Have it first thing in the morning, have it last thing for desert.

Sick of your chosen fruit/veg?  That’s fine; just means it wasn’t the right one.  Pick a different one.  Keep trying.  There is a fruit or veg out there that you will never, ever get sick of having fresh and whole.  That is your special fruit; cherish it.

I am a middle-aged White(ish) American man with a sedentary job.  I don’t go to the gym (I do walk a lot, because I like walking and I have a dog).  I drink alcohol daily.  I drink a ton of coffee.  I used to smoke.

My body should be a damned wreck.  But I pack away five apples per day, minimum, and am subsequently in good health.  ’cause you know what? If you have three apples before lunch, you don’t feel like stuffing your face. And if you’re full of apples and then a bowl of chili (or whatever), you don’t feel bloated and logy.  You feel like going for a damn walk.

And you lose weight.

This is one of those bone-simple virtuous circles.  Just ride it ’round and ’round and ’round: Do LESS, earn MORE; Eat MORE, weigh LESS.

 

An interesting and worthwhile thread about Trabalism in American Politics

The news item that incited this thread is now Old News™️ (sadly), but the insights are ever timely.🇺🇸🔥

I Keep Forgetting to Tell Y’all I’ll Be at Penguicon this Weekend!!!🙀

Just a quick note:  I’ll be at Penguicon 2018penguicon-LogoName-e1520635701514 all this weekend (May 4–6 in Southfield, MI).  Here’s a schedule of all the stuff I will do (mostly lit oriented; in gray) and might do (mostly games and movies; in non-gray colors).

If you’re gonna be there and you wanna high-five or something, just hit me over email or Twitter and we’ll work it out.

Email yr Reps: Mick Mulvaney is unfit to head OMB/CFPB 🇺🇸🔥

Mick Mulvaney currently heads the White House Office of Management and Budget (which you likely don’t care about), and serves as the interim head of the Consumer Financial Protection Bureau (which you really should care about).  Last week he was pretty damned brazen about being totally fine with prioritizing lobbiest/industry wishlists over the welfare of your average American, provided that 1) the average American in question wasn’t from his home state and 2) the lobbiest in question had ponied up (for real; he straight-up said this to a roomful of bankers.  Once again, we’ve crossed the line into cartoonish super-villainy.)

Anyway, he’s unfit to serve, both because he’s actively averse to the mission of the agency he’s heading and because he encourages corruption.  Here’s what I wrote to my reps; maybe you wanna contact yours today.

subject: Mick Mulvaney is unfit to head OMB/CFPB

Dear [NAME],

I’m writing as one of your constituents, deeply concerned about Mick Mulvaney’s current roles in the Executive Branch.  As was widely reported (and, I believe, confirmed by Mulvaney himself) this past week, he has a “pay-for-play” policy for lobbyists and special interests:

“We had a hierarchy in my office in Congress,” Mulvaney told those gathered at an American Bankers Association conference in Washington. “If you’re a lobbyist who never gave us money, I didn’t talk to you. If you’re a lobbyist who gave us money, I might talk to you.”  (He then went on to urge those gathered to buy influence.)

Not shockingly, those lobbying for payday lenders donated roughy $63,000 to his various campaigns. Earlier this year, in his role as interim head of the Consumer Financial Protection Bureau, Mulvaney dropped probes and enforcement actions focused on payday and high-interest lenders.

Given current reporting and his own statements and conflicts of interest, Mick Mulvaney seems generically unfit to head the White House Office of Management and Budget, and nauseatingly unfit to serve as the interim head of the Consumer Financial Protection Bureau—let alone White House Chief of Staff (his rumored next role).

For that matter, I’m not particularly comfortable seeing a man who so clearly accepts corruption as a “cost of doing business” return to the Legislature—but that’s for the people of South Carolina to sort out, may God have mercy on their souls.

Thank you again for your time and for continuing to fight the Good Fight in D.C.

All Best,

David Erik Nelson . . .

===============

SOURCES:

https://www.washingtonpost.com/news/the-fix/wp/2018/04/25/trumps-rumored-next-chief-of-staff-mick-mulvaney-admits-to-selling-access-a-congressman

https://www.nytimes.com/2018/04/24/us/mulvaney-consumer-financial-protection-bureau.html

http://thehill.com/policy/finance/379919-mulvaney-ends-consumer-bureau-probe-of-payday-loan-collector-report

One by one, folks! We shall defeat them one by one.☝️

usa-american-flag-waving-animated-gif-26

I wrote this lil essay back in 2009, during what turned out to have been the low-water mark for global anti-Semitism…

…boy oh boy do I miss those days.

Anyway, here’s a snippet from the middle:

“A Jew?” they asked.

“Yes,” I said, “Probably the only one in this room right now.” (I thought one of the gringo lawyers was Jewish, but she had gone out to smoke, so I felt pretty safe with this claim.)

The tico husband nodded his head sagely, smiled, and said, “The Jews control all of the money,” and then his smile froze and eyes went wide as his ears registered what his mouth had just said.

I want to stress that I didn’t feel there was any actual anti-Semitic content to the statement. During both this most recent visit to Costa Rica and my last, the groom had cause to emphatically insist that there is no anti-Semitism in Costa Rica, sorta out of the blue, which I take to be an indication that it’s pretty common in some circles. But ticos are, on the whole, the least aggressive or confrontational people I’ve ever met. As far as I’m concerned, they can hate Jews with as much vigor as they might muster, as I can’t imagine that ever building up to the point where someone would even bother scratching a swastika into a bathroom stall door, let alone killing my entire family and incinerating the corpses. It’s just not a tico thing to do. They don’t even yell at stray dogs, stupid drivers, or smarmy guys whistling at female joggers from passing cars.

And here’s the rest: “International Relations” by David Erik Nelson.

Photo Aug 19, 9 18 13 AM